Tian-Yuan Zhao


Inquisitive, Innovative, and Impactful Problem-Solver

I put the "passion" in "compassion" in everything I do and everyone I work with.


I’m a young professional with a background in human-factors engineering from the University of Toronto who's deeply and widely passionate about solving problems in a scalable, sustainable, and systematic manner.


I care deeply & widely about working on projects that are:

- highly-technical, industry-scale, and enterprise-level;

  • - multidimensional, multifaceted, multi-disciplined, interconnected, interlaced, and intermingled; and
  • - design-driven, exponential-in-nature, and systemically-impactful


Currently my areas of expertise are Open Finance/Banking, Centralized & Decentralized Fintech, as well as Software-as-a-Service. Why am I in particular interested in the world of fintech, it is simply because of how versatile it is. Money is actually a form of technology unto itself and forms the backbone of human civilization. Therefore, it has a reach that is unparalleled to anything else in society as it affects every aspect of it. From everyday banking to even the natural environment, money and therefore my interest in fintech stems from my deep love for widespread impact.


My Accomplishments:

- Presented at the Creative Destruction Lab & CryptoCamp about distributed computing & digital product design (UX/UI/IX)

- Claimed the BMW Motorrad sponsor prize at Major League Hacking's season finale hackathon (Hack the Planet in Mountain View, California)

- Founded a student-led choir of about 30 members at the University of Toronto called Tales of Harmonia and featured in a book for it called The Awesome Music Project

- 1 of 36 finalists of the prestigious Next 36 youth entrepreneurship initiative run by Next Canada


I've had the fortune of working extensively and intensively within the Toronto-Waterloo Corridor, such as Communitech, DMZ, and the MaRS Centre.


I'm also an active member of a venture. capital fund community that spans 2 organizations: the Thiel Foundation and the 1517 Fund.


My Impact:

- 20 clients served & 30+ products delivered;

- 5 roles held & 36K+ users serviced;

- 6 countries worked in & 15+ industries touched; and

- 8 careers accelerated & $4M+ business generated


Over the years, I've spent my time designing various digital products, from digital agencies & startup studios to dev shops & professional service firms, from tech startups to Fortune 500's, and from conducting design sprints to pro-bono design work. From local to global, I've worked purposefully throughout and about.



Tian-Yuan Zhao but you may simply call me “Tian”